Instant cash loan online

Up-to
for in 5 minutes
First loan for

I am borrowing

500 PHP

20,000 PHP

10 days

20 days

30 days

I return (PHP)

First Payment Date

2,000 Php

(including premium)

Fast disbursement + 0 PHP

Grace period fee + 77 PHP

I return (PHP)
2,000 Php

2,000 Php

First Payment Date
2,000 Php

After the application assessment, the loan product that will be approved for the customer may differ from the customer's initial request. By clicking the button GET CASH TODAY! above you acknowledge that you have read and agreed on the Terms and Conditions and Privacy policy.

I read, understood and accept the Terms & Conditions of MCFI

I read, understood and accept the Privacy Policy of MCFI

4 na hakbang lamang upang makakuha ng loan at mabayaran ito

MoneyCat - The most reputable instant cash loan online website in Philippines with simple procedures, quick disbursement and professional support staffs will meet the different needs of customers.

Instant cash loan online Philippines - Fill up the application

Mag-sign up
Punan ang application
at kumpirmahin gamit
ang OTP code

Instant cash loan online Philippines - Get approval within 30 minutes

Tumawag para sa Magpa-apruba
Kumuha ng notipikasyon
sa SMS tungkol sa pagpapa-apruba
sa loob ng 30 minuto pagkatapos
tumawag sa telepono.

Instant cash loan online Philippines - Receive the money within 30 minutes

Kunin ang pera at
Tanggapin ang pera sa
iyong bank card sa loob ng 30 minuto.

Instant cash loan online Philippines - Make repayment

Gumawa ng Pagbabayad
Magbayad sa pamamagitan ng
anumang pamamaraan gamit ang DragonPay.

4 na hakbang lamang upang makakuha ng loan at mabayaran ito

MoneyCat - The most reputable instant cash loan online website in Philippines with simple procedures, quick disbursement and professional support staffs will meet the different needs of customers.

Mag-sign up
Punan ang application
at kumpirmahin gamit
ang OTP code

Tumawag para sa Magpa-apruba
Kumuha ng notipikasyon
sa SMS tungkol sa pagpapa-apruba
sa loob ng 30 minuto pagkatapos
tumawag sa telepono.

Kunin ang pera at

Tanggapin ang pera sa
iyong bank card sa loob ng 30 minuto.

Gumawa ng Pagbabayad
Magbayad sa pamamagitan ng
anumang pamamaraan gamit ang DragonPay.

Ang instant Loan
Online ay isang online installment
form ng credit na may mga
komportableng termino sa pagbabayad.

Our platform provide instant cash loan online with flexible terms, helping customers to choose the best fit depending on their financial situation and ability to repay the loan.

Termino
3-6 na buwan

Halaga
500 - 20000 php

Mga rate ng interes
11.9% bawat buwan na maximum APR = 145%

Termino
3-6 na buwan

Halaga
500 - 20000 php

Mga rate ng interes
11.9% bawat buwan na maximum APR = 145%

Sino ang maaaring mag-loan

As one of the most reputable online personal cash loan platforms in Philippines, MoneyCat provides diverse services to customers with extremely simple processes and procedures.

Instant cash loan online Philippines - Age

Mula 22 taong gulang.

Instant cash loan online Philippines - Location

Mga Pilipino
na KASALUKUYANG
naninirahan sa Pilipinas

Instant cash loan online Philippines - People with stable income

Mga nagtatrabahong
indibidwal at mga
piling propesyonal

22-60 years old

Mga Pilipino
na KASALUKUYANG
naninirahan sa Pilipinas

Mga nagtatrabahong
indibidwal at mga
piling propesyonal

Mga patotoo

Customer reviews are a strong testimony for the quality of our services. Please contact us if you have any comments or suggestions about the service.

Iza Presnillo

Accountant

«Nangailangan ako ng pera pero ayaw ko abalahin ang pamilya ko. Buti na lang may MoneyCat. Na-solve agad problema ko.»

Elena Sanchez

Convenience store clerk

Nagpunta ako sa Manila para magtrabaho nang maikling panahon dahil hindi ko natanggap ang una kong suweldo pero ang napala ay ang mga gastusin sa pamumuhay at upa, kailangan ko ng isang agarang halaga ng pera. Tinulungan at sinuportahan ako ni MoneyCat sa mahirap na panahong iyon. Salamat sa iyo!

Divine Ibañez

Factory worker

Nagkasakit ang anak ko at nangailangan ng malaking halaga ng pera. Hindi mataas ang sweldo naming mag-asawa kaya hindi namin alam saan kukunin ang pera. Buti na lang sinabihan ako ng mga kaibigan ko tungkol sa MoneyCat. Mabilis na, simple pang gamitin! Gagamit ako ulit ng MoneyCat sa susunod.

Leonardo Felias

Taxi driver

Nagmamaneho ako araw-araw upang maghanap-buhay. Nasira ang aking sasakyan at kinailangan ko ng pera upang maipaayos ito agad. Tinulungan ako ng MoneyCat na makumpleto ang procedure nang mas mabilis hangga't maaari upang matanggap ang pera. Tunay na kombinyente at garantisado.

Wincel Conwi

Chef

I did not have time to send money to school to pay for my children\'s school fees. I used MoneyCat service to ask for support. Thanks to the timely help of the service, my child was more assured to continue his studies. Thank you!

Pearl Fabia

Logistician

Sinubukan kong mag-loan sa bangko. Lumipas ang 2 linggo pero na-disapprove application ko. Bibili sana ako ng mga gamit para sa mga anak ko worth ₱3,000. Kaso, 1-2 linggo bago ko mabayaran yon. Salamat sa mabilis at maayos na serbisyo, MoneyCat!

1946 customer na nasiyahan

Frequently Asked Questions

Application and Requirements

Gaano katagal malaman kung ako ay na-aprubahan?

Ang resulta ay ipapadala sa iyo sa pamamagitan ng email/SMS, mula 5 minuto hangang 24 oras. sa sandaling isumite mo ang iyong aplikasyon. Maaari ka ring makatanggap ng tawag para sa pag-verify, panatilihing bukas ang iyong mga linya para sa mas mabilis na pagproseso.

Ano ang rate ng interes at mga singil?

Ang loans para sa aming mga unang beses na nanghihiram ay may 0% na interes at walang bayad sa pagproseso. Para sa mga umuulit na nanghihiram, maaari mong suriin ang interes at iba pang mga bayarin sa aming mga tuntunin at kundisyon at pagsisiwalat ng pahayag bago isumite ang iyong aplikasyon. Ang rate ng interes ay nakasalalay din sa naaprubahang halaga at mga tuntunin. Ang pagkakaroon ng magandang credit standing sa amin ay magbibigay sa iyo ng mas mababang mga rate ng interes. Para magkaroon ng magandang credit score, ipagpatuloy ang pag-avail ng aming mga serbisyo at produkto.

Pwede ko ba ipa-kansel ang aking loan?

Magagawa lamang ito kung ang status ng iyong aplikasyon ay nasa ilalim pa rin ng pagsusuri. Kung naaprubahan ang iyong aplikasyon sa pautang, agad naming inililipat ang na aprubahang loan sa iyong bank account at hindi na maaaring kanselahin ang loan.

Gaano katagal ang term na pwede?

Ang aming mga loan term ay mula 7 araw hanggang 30 araw. Maaari mong hilingin ang iyong gustong term ngunit pakitandaan na ang iyong kahilingan ay napapailalim sa pag-apruba batay sa pagsusuri ng aming system at credit scoring.

Magkano ang pwede kong mahiram?

Ang aming loanable amount ay mula P500 hanggang P20,000. Tandaan na ang iyong unang ni-request na amout ay maaaring mag-iba mula sa naaprubahang halaga pagkatapos ng pagtatasa ng iyong aplikasyon.

Bakit na-reject ang aking application?

Talagang pinahahalagahan namin ang iyong interes sa pag-avail ng aming produkto at serbisyo, gayunpaman, batay sa aming pagsusuri sa system hindi kami makapag-aalok sa iyo ng anumang mga pautang sa ngayon. Patuloy kaming nagsusumikap sa pagbuo ng mga bagong produkto para pagsilbihan ka sa hinaharap. Maaari kang muling mag-apply pagkatapos ng 30 araw.

Loan Disbursement

Paano makukuha ang pera? (mga pagpipilian ng disbursement

Sa kasalukuyan, ipinapadala lamang namin ang mga aprubadong loan sa iyong personal na bank account. Nasa ibaba ang listahan ng mga tinatanggap na bangko

BPI
BDO
UNIONBANK
LANDBANK
MBTC or METROBANK
SECURITY BANK
RCBC
ASIA UNITED BANK
EASTWEST
BPI FAMILY SAVINGS
CHINABANK
UCPB
ROBINSONS BANK
PSBANK
CHINABANK SAVINGS
DEVELOPMENT BANK OF THE PHILIPPINES
BANK OF COMMERCE
PBCOM
MAYBANK
STERLING BANK OF ASIA
PHILIPPINE VETERANS BANK
CHINATRUST BANK

Paano kung wala akong bank account?

Sa ngayon, nagdedeposito lang kami ng mga aprubadong loan sa isang bank account sa ilalim ng iyong pangalan para sa secure na transaksyon. Huwag mag-alala, nagsusumikap kaming magdagdag ng higit pang ligtas na mga opsyon sa pagbabayad para sa iyo sa hinaharap. Pwede kang gumawa ng bank account online, may mga bangko na nag-aalok na gumawa ng bank account sa pamamagitan ng mobile app tulad ng Unionbank, Kapag nakakuha ka ng bank account maaari ka nang mag-apply para sa isang pautang.

Gaano katagal bago makuha ang loan?

Ang mga loan ay kaagad na ipapadala sa iyong personal na bank account kapag naaprubahan. Ang tagal ay depende rin sa iyong bangko mula 5 min pagkatapos ng pag-apruba hanggang 6 PM sa susunod na banking day.

Concern sa Pagbabayad

Pwede bang mag bayad bago ang due date?

Oo. Ang pagbabayad sa oras o mas maaga kaysa sa iyong takdang petsa ay maglalayo sa iyo mula sa mga karagdagang singil, mapataas ang iyong credit score at magbibigay sa iyo ng mas magandang mga kondisyon para sa iyong susunod na loan. Kung mayroon kang aktibong loan, mag-log in lamang sa iyong account upang i-check ang eksaktong halaga sa parehong araw na magbabayad ka.

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Comprehensive information on cash loan online Philippines with MoneyCat

Are cash loan online Philippines legit?

In the Philippines, online cash loans are a legit financial option. However, it's crucial to exercise caution and verify the legitimacy of lenders to avoid scams and fraudulent activities.

How to verify the legitimacy of a cash loan online lender?

Check for Registration: Ensure the lender is registered with the appropriate government financial authorities in the Philippines. Online financing and lending enterprises serving the Filipino market must adhere to legal regulations, necessitating registration with both the Department of Trade and Industry (DTI) and the Securities and Exchange Commission (SEC). These entities typically maintain a physical office presence in the Philippines, ensuring traceability in the event of any unforeseen issues.
Read Reviews: Look for reviews and testimonials from other borrowers to gauge the reputation of the online lender.
Contact Information: Legitimate lenders provide clear contact information. Verify their physical address and contact numbers.
Transparent Terms and Conditions: Scrutinize the terms and conditions. Legitimate lenders are transparent about interest rates, fees, and repayment terms.
Secure Website: Check for a secure website (https://) and a privacy policy, ensuring your personal information is protected.

How can I borrow cash loan online urgently?

Many online personal loan providers like MoneyCat ensure rapid approval, with some even offering same-day approval, while the standard timeframe is typically within 24 business hours. The primary factor contributing to delayed approval is often incomplete documentation. To push the approval process and meet the specified timeframe, it is advisable to collect all required documents in full before submitting them to the loan provider.

Can I apply for a cash loan Philippines while I’m abroad?

Many online lenders in the Philippines allow overseas applications. Ensure you have a stable internet connection to complete the online application process without any interruption.

Online Loan vs. Personal Loan: Understanding the Difference

Online Loan: Typically refers to a loan application and approval process conducted online, often with a faster turnaround time.
Personal Loan:A broader term encompassing various types of loans, including those applied for online. Personal loans may have different eligibility criteria and terms.

Benefits to apply cash loan online Philippines at MoneyCat?

Quick Approval: MoneyCat offers fast approval processes for online cash loans.
Flexible Repayment Options: Enjoy flexible repayment terms tailored to your financial situation.
Competitive Interest Rates: MoneyCat provides competitive interest rates for our cash loan online Philippines

Steps for loan application in the Philippines at MoneyCat

Visit the Website or App: Go to the MoneyCat website or App
Create an Account: Register for an account on the platform.
Fill Out Application: Complete the online application form with accurate information.
Submit Documentation: Upload the required documents for verification.
Wait for Approval: Await the approval of your loan application.
Receive Funds: Once approved, funds will be transferred to your designated bank account.

The general documentary requirements for online loans fast approval Philippines of MoneyCat

When applying for an online loan with MoneyCat in the Philippines, you typically need to provide the following documents:

Valid ID: Government-issued identification for verification purposes.
Proof of Income: Documents such as payslips or proof of employment to demonstrate your ability to repay the loan.
Proof of Address: Utility bills or any document that confirms your residential address.
Bank Statements: Recent bank statements to assess your financial stability.

What are the usual payment options?

MoneyCat typically provides a range of payment options to make the repayment process convenient for borrowers. They include:

OnlineBanking: Utilize online banking services to make payments directly from your bank account.
Mobile Payment: Make payments through mobile payment apps, which are convenient for on-the-go transactions.
Over-the-Counter: Visit designated payment centers to make payments in person. This option is suitable for those who prefer face-to-face transactions.

It's crucial to note that payment options may vary, and MoneyCat might introduce new features or adjust its services over time. Always refer to the most recent information provided by MoneyCat for the specific payment options available to borrowers.

Do I need to have a good credit score to apply for a cash loan Philippines at MoneyCat?

MoneyCat understands that not everyone may have a perfect credit history. While a good credit score can be beneficial, it's not always a strict requirement for loan approval. MoneyCat considers various factors, including your income and repayment capacity, when evaluating loan applications.